Gramin Dak Sevaks 1826 Posts
These 10 Important Rules Changing From January 1, Every Change Will Have A Direct Impact On Your
Fastag in cars will be required to cross the toll from 1 January 2021. Drivers crossing the national highway toll without the FASTAG will have to pay a double fee. Currently 80 percent of the lines are being used on all toll plazas as fastags and 20 percent of the lines as cash. All will be live fastag from 1 January. You need to keep a minimum of Rs 150 in your Fastag account. Otherwise Fastag will be blacklisted.
Investment rules in mutual funds will change
In the interest of investors, market regulator SEBI has made some changes in the rules of mutual funds to reduce the risk. SEBI has amended the asset allocation rules for multicap mutual funds. Under the new rules, 75 per cent of the funds will now have to invest in equities, which is higher than the existing 65 per cent. According to new regulations of SEBI, the structure of multi-cap funds will change. It would be necessary to invest 25-25 per cent in midcap and smallcap. At the same time, 25 percent has to be stopped at large caps. Previously, fund managers were allocated to their liking. Currently largecap has a higher weight in multicap. The new rule will be effective from January 1, 2021.
Higher fees will have to be paid for UPI payments from 1 January
From January 1, Amazon Pay, Google Pay and PhonePe transactions will be charged extra. In fact, NPCI has decided to levy additional fees on UPI Payment Services (UPI Payments) operated by third party application providers from 1 January. NPCI has imposed a 30 percent cap on third party apps in the new year. However, Paytm will not have to pay this charge.
The way your landline calls will change
To make mobile calls from landlines across the country, it will now be necessary to zero before the number from January 1. TRAI recommended zeroing the number before 29 May 2020 for this internal call. This will help telecom companies to create more numbers. The change in dialing method will allow telecom companies to get an additional 254.4 million numbers for mobile services. This will help meet future needs.
GST return rules will change
The government is preparing to take some more steps in terms of sales returns to give relief to small traders. Under which the GST process will be made easier. According to sources, in the new process, small entrepreneurs with a turnover of up to Rs 5 crore will have to file only 4 sales returns during the year from January next year. At this time, traders will have to file 12 returns (GSTR3B) on a monthly basis. In addition, 4 GSTR 1 will have to be repaid. After the new rule comes into effect, taxpayers will have to file only 8 returns. Out of which 4 GSTR, 3B and 4 GSTR 1 returns have to be filed.
Term plans can be purchased at less than 1 January premium
From January 1, you will be able to purchase a simple life insurance (standard term plan) policy for a lower premium. IRDAI has directed insurance companies to introduce a standard term life insurance after introducing a standard regular health insurance scheme called Arogya Sanjeev. Following these instructions, insurance companies will launch a simple life insurance policy from 1 January. In the new insurance plan, there will be an option to buy a term plan for a lower premium. Also, the terms and cover amount will be the same in the policy of all insurance companies.
How to pay by check will change from January 1
The Reserve Bank of India (RBI) is changing the rules for making check payments on the first morning of the new year, that is, from January 1, 2021. Under RBI’s new positive pay system, some information has to be re-confirmed on payment of Rs 50,000 or more by check. However, it will depend on the account holder whether he wants to avail this facility or not. The RBI took this decision to curb the fast growing banking fraud cases in the country.
Electricity connection will be available immediately from 1 January
Government can give New Year gift to electricity consumers. The Ministry of Power is preparing to implement the consumer rights regulations from 1 January. Subsequently, electricity distribution companies have to provide services to customers within the stipulated period, if they fail to do so then the customer can be penalized. The draft rules have been forwarded to the Ministry of Law. Once approved, customers will not need to do much paperwork to get a new connection. Companies have to provide electricity connections within seven days in urban areas, 15 in municipal areas and one month in rural areas.
WhatsApp will not work in these smartphones from January 1
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